Lessons

I learnt a couple of important lessons this week. It seems for the first time ever, I overlooked the due date on my comprehensive car insurance premium. I pay my bills on time religiously and of all the bills to be late with, this one scares me the most. I've always had a belief that the minute I'm uninsured, something is bound to happen. Well I dispelled that fear, driving around for almost a whole month with only third party insurance. Yikes, it still rattles me to think about. The good part is, due to my lateness, I was required to call the customer service line to pay the premium. Normally I would pay online, as per renewal amount. But after a couple of details were updated over the phone, they actually revised my premium. To $400 less than the renewal! Four. hundred. dollars. The not so good part is that I could have been saving this amount for the past 2 years, but hadn't thought to update my personal details. Lesson learned. 

Child care fees are exy, actually downright astronomical. I pay ours monthly and it's a large debit all in one hit. When I set up the DDR, I chose credit card simply due to convenience and didn't think much else of it. Well three months of fees passed and this week was the first time I've properly looked at the statement of account from the child care head office. Boy, am I glad I did. In fine, fine, print on the original DDR there it was... 1.87% fee per credit card transaction. Needless to say, from now on I'll be saving a hefty $38 each month on pointless credit card transaction fees. Lesson learned.

I was feeling rather glum last night with the forecast of cloud and rain for today. Instead, it delivered beautiful Spring sunshine and a fresh breeze. It was still decidedly chilly down on the beach this morning. But it was also stunning and exhilarating and breathtaking. Nothing beats that crisp, clean, salty air. I should already know not to take weather forecasts as gospel. They are so often wrong. Another lesson learned.